Business Loan Service

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MING FONG FINANCE COMPANY LIMITED (MFFCL) is a worldwide loan funding company. We are leading providers of Personal Loan, Business Loans, SME Loan, Investment Loan, secured loan, unsecured loans and International Project Financing. We provide loan funding for any viable project worldwide and our loan terms are very flexible.


Top Reasons why MING FONG FINANCE COMPANY is Unique & Different from other companies.

1. We Are a Genuine Finance Company That Is Legally Registered in Hong Kong since April, 1973, That is 44 Years of successful service and counting.
2. We are not BROKERS, We Are Direct Providers of Personal Loans, Business Loan, SME Loan, Project Financiers & Providers of BG, DLC, SBLC.
3. BG/SBLC issued from Top 50 World Banks such as HSBC, Citi, Barclays, Credit Suisse, Deutsche Bank or any prime bank of choice.
4. We issue BG/SBLC in both USD or Euro Currencies, if you pay in USD we Issue in USD & if you Pay in Euro, we issue in Euro.
5. Solutions for every customer & every industry. No matter your nationality or circumstances, talk to us, we will listen to you.
6. We love and respect everyone. We do not discriminate anyone based on Race, Tribe, Nationality or Religion.
7. Your Privacy is our Priority, we DO NOT share your data or Business Transactions with third parties.
8. No Legal Complaints, Lawsuits or Criminal Convictions against us in any Country till date.
9. New Brokers Are welcomed and earn between 1% to 2% Commission on Every Deal
10. Since 1973 till date No Customer has ever had a failed transaction with us.
Therefore, if you are looking for Lease/Rent Bank Guarantees, SBLC, DLC, L/C or loans and project funding then you have come to the right place. Kindly contact us today for all your financial needs.

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NOTICE TO BROKERS/AGENTS/COMPANY REPS: Brokers are the life blood of our business and as a result we respect them, value them and appreciate them. So new brokers are welcomed, appreciated and compensated with good commission. Here are a few of the many benefits of being a MING FONG FINANCE COMPANY LIMITED broker:

Ming Fong Finance Company Bank Guarantee, BG, Standby Letter of Credit, SBLC, DLC, Lease BG, Direct SBLC Providers
  • Professional Broker Support
  • Healthy Commissions Paid on every Deal
  • Be Direct to the client, NOT in a Broker Chains!
  • Earn between 1% to 2% Commission on Every Deal
  • Brokers are 100% Protected Against Possible Circumvention.
  • Wide Range of Financial Instruments, Bank Guarantee Programs and Client Funding and Monetization Services
  • If you are interested to become our broker or company representative, kindly send us your resume via email for more information.


Email: fong@mingfongfinance.biz | Mingfongfinance@protonmail.com
Website: www.mingfongfinance.biz
Telefone: +852 81 75 35 71
Skype: mingfongfinance

the leading providers of personal loans

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MING FONG FINANCE COMPANY LIMITED (MFFCL) is a leading provider of Personal Loan, Business Loans, SME Loan, Investment Loan, secured loan, unsecured loans and International Project Financing. We provide loan funding for any viable project worldwide and our loan terms are very flexible.

IMPORTANT ADVISE: If your target is to get funding to finance a project or business, I will advise that you apply for loan directly instead of going for BG/SBLC issuance/monetization because loan transactions are very straightforward with quick and successful turnaround while BG/SBLC monetization is very long, very expensive and complicated. A loan funding arrangement can be successfully completed within 7 days but BG/SBLC issuance and monetization takes lots of time and lots of money because there are many parties involved in the transaction.

So if your sole aim of looking for BG/SBLC is to get money/funds its better you apply for loan instead of going through the BG/SBLC monetization route. But if it is import/export transaction then a DLC, BG, SBLC or Letters of credit will be your best bet.


Top Reasons why MING FONG FINANCE COMPANY is Unique & Different from other companies.

1. We Are a Genuine Finance Company That Is Legally Registered in Hong Kong since April, 1973, That is 44 Years of successful service and counting.
2. We are not BROKERS, We Are Direct Providers of Personal Loans, Business Loan, SME Loan, Project Financiers & Providers of BG, DLC, SBLC.
3. BG/SBLC issued from Top 50 World Banks such as HSBC, Citi, Barclays, Credit Suisse, Deutsche Bank or any prime bank of choice.
4. We issue BG/SBLC in both USD or Euro Currencies, if you pay in USD we Issue in USD & if you Pay in Euro, we issue in Euro.
5. Solutions for every customer & every industry. No matter your nationality or circumstances, talk to us, we will listen to you.
6. We love and respect everyone. We do not discriminate anyone based on Race, Tribe, Nationality or Religion.
7. Your Privacy is our Priority, we DO NOT share your data or Business Transactions with third parties.
8. No Legal Complaints, Lawsuits or Criminal Convictions against us in any Country till date.
9. New Brokers Are welcomed and earn between 1% to 2% Commission on Every Deal
10. Since 1973 till date No Customer has ever had a failed transaction with us.
Therefore, if you are looking for Lease/Rent Bank Guarantees, SBLC, DLC, L/C or loans and project funding then you have come to the right place. Kindly contact us today for all your financial needs.

NOTICE TO BROKERS/AGENTS/COMPANY REPS: Brokers are the life blood of our business and as a result we respect them, value them and appreciate them. So new brokers are welcomed, appreciated and compensated with good commission. Here are a few of the many benefits of being a MING FONG FINANCE COMPANY LIMITED broker:

Ming Fong Finance Company Bank Guarantee, BG, Standby Letter of Credit, SBLC, DLC, Lease BG, Direct SBLC Providers
  • Professional Broker Support
  • Healthy Commissions Paid on every Deal
  • Be Direct to the client, NOT in a Broker Chains!
  • Earn between 1% to 2% Commission on Every Deal
  • Brokers are 100% Protected Against Possible Circumvention.
  • Wide Range of Financial Instruments, Bank Guarantee Programs and Client Funding and Monetization Services
  • If you are interested to become our broker or company representative, kindly send us your resume via email for more information.

Email: fong@mingfongfinance.biz  |  mingfongfinance@protonmail.com
Telephone: +852 81 75 35 71
Skype:  mingfongfinance

What to Do If You Are a LC Beneficiary

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What to Do If You Are a Letter of Credit Beneficiary

First, check all agreements between you and the Account Party to identify the requirements that the standby letter of credit and the Issuer must satisfy.

Second, frequently check all standby letters of credit you may be holding to confirm maturity dates, conditions for draws and, most importantly, the identity of the Issuer. To determine whether the Issuer meets the standards appearing in your agreements with the Account Party, you can easily check the ratings on the rating agencies’ websites, as applicable – www.standardandandpoors.com; www.moodys.com, and www.fitchratings.com. If it appears that the Issuer’s rating has fallen below the specified standard, consider advising the party who is required to maintain the letter of credit of such failure in light of its contractual duties. Be sure to follow the document’s notice requirements, and check the default provisions to determine whether the party is entitled to notice and a right to cure. FDIC does not publish its FDIC Watchlist; if you have concerns about any particular institution, please note it is unlikely the FDIC will either confirm or deny that institution’s status.

A notice to a tenant might provide as follows:

Dear Tenant:

In accordance with the requirements of Section __ of the Lease dated ____, by and between ABC, LLC (“Landlord”) and XYZ, Inc. (“Tenant”), ________ Bank, the issuer of the letter of credit required under your Lease, no longer meets the LC Issuer Requirements specified therein. Accordingly, pursuant to the requirements of the Lease, Tenant has [five (5)] days from the date of this letter to deliver a replacement letter of credit from a bank that meets such requirements, failing which, Landlord has the right to present the existing letter of credit for payment and to hold the proceeds pursuant to your Lease.

Very truly yours,

[Landlord]

Third, as noted above, many standby letters of credit permit a drawing in full in the event that the Issuer fails to meet the requirements of the underlying contract and no replacement letter of credit has been delivered within a specified time period. When a Beneficiary holds a standby letter of credit with such language, the beneficiary should consider presenting a draw before the Issuer is placed under receivership or conservatorship. Look carefully at notice and cure provisions in the underlying document (such as the lease), and the letter of credit itself, to ensure that no liability will arise from such an action. Under applicable law, the Issuer may have as long as five business days to honor a draft for payment, so quick and decisive action will be imperative.

Fourth, in some instances, letters of credit are held in an escrow arrangement by a title company, bank or other entity. Because you should never assume that the escrow agent will be monitoring the Issuer’s financial condition (even if the escrow holder has agreed to do so), review the applicable terms and conditions to ensure that the appropriate protections are in place. Fifth, to the extent that you are involved in documenting a new transaction, review carefully how the letter of credit provisions in your documents work, and be mindful of the fact that bank ratings can change dramatically in the course of a day. In addition, from a drafting standpoint, counsel will want to ensure that the documents do not grant back-to-back notice and grace periods that could make decisive action impossible. A tenant may be unable, as a practical matter, to replace a repudiated letter of credit if the Issuer is subject to a receivership or conservatorship action and the FDIC does not transfer the Issuer’s obligations to a successor bank.

These posts are for informational/educational purposes and I make them mostly to educate our highly esteemed prospective customers. If you have interest in these posts or interested in Letters of Credit for Import, Export or for credit line, Lease Bank Guarantees, Standby Letter of Credit financing, DLC for import/export transactions, Proof of Funds, Personal Loans, Business Loan, SME Loan, International Project Financing, Secured Loans, Unsecured Loans etc please kindly send us an email introducing yourself and indicating in which area you think we can work together.

We look forward to hearing from you soon:
Emails: fong@mingfongfinance.biz  |  mingfongfinance@protonmail.com
Office Phone: +85281753571 | Skype: mingfongfinance | Website: www.mingfongfinance.biz 

Obtain Non Recourse Loans Via BGs, SBLC or MTNs

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Obtain a Non-Recourse Loan for your Project by Monetizing your bank financial instruments.

Did you know that, by using a properly established Facilities Provider, you can monetize your instruments: Bank Guarantees, Stand-by Letters Of Credit, or Medium Term Notes; by obtaining a Non-Recourse Loan for your projects.  most of these loans are for Humanitarian Projects, but not always.

These type of loans are very convenient, because in some cases, you do not need to pay back,.  Even if you do have to pay it back, it might be at a Zero interest rate.

The mentioned Non-Recourse Loans proceeds range, in most cases, from the low 30% for lower value instruments from banks with lower ratings, to p to 45% for higher value instruments from Top banks, of the LTV of the instruments used as collateral.  in some very rare situations, even a 50% net LTV of the instrument’s face value has been obtained.

A Non-Recourse loan that might not need to be paid back? How is this possible?  It is good that you ask, because in reality there is no “free money”; somehow, someone has to pay the loan back to the bank, because after all it is a loan, not a grant.  In some of these cases, especial arrangements are made for this purpose.  What is important here that you must remember that these loans will not need to be paid back by the owner of the instrument. The instrument’s owner, at the end of the term of the loan, will get back the instrument used as collateral, free of any liens and with no encumbrances of any kind. Some conditions and restrictions might apply, depending on each individual case, you have to check the particular conditions of your loan.

Acceptable instruments to be used for collateral for these types of loans are: Bank Guarantees (BGs) as the most desirable choice, followed by Letters of Guarantee, Stand By Letters of Credit (SBLCs), Medium Term Notes (MTNs), and Treasury Bills from the USA (T-Bills). Face value of instruments to monetize shall be between 10 million and up to 250 million Euros or USD. Instruments will not need to be on any screens (no need to be on Euroclear, DTCC, Bloomberg, etc.), but the lender will need to see a copy of the actual instruments to start negotiations, or even consider giving additional information. The instruments must come from the United Arab Emirates (almost all banks), most banks from The Kingdom of Saudi Arabia and Kuwait, most American Banks, Eurozone regulated Banks, or Honk Kong based Banks, and must be able to be renewed for the full term of one year and one month. Delivery method and/or blocking must be by SWIFT MT-760 Messages; no other delivery methods are accepted for any reason. No instruments from Latin America, Asia, India, Greece, Italy, Russia, Ukraine, Cyprus or China will be accepted (except Hong Kong banks, which will be accepted on a per deal basis). Several conditions might apply, depending on each individual case.

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For the introduction, and to be able to confirm in full the LTV of your instrument, and for you to get the conditions of the Non-Recourse Loans, it is required a copy of the instrument (the BG, SBLC, or MTN) and passport of the principal.

The Lenders might use several different banks to obtain funding for these loans. Initial payment (ranges from 4% to 8%, depending on the bank’s sole decision, plus 1% for commissions) is usually done by the banks from three to ten days after receiving/blocking the instrument by means of MT-760, and the full funding of the loan and the rest of the commissions are paid by the bank after another 10 business days of executing first payment.   A Paymaster is used for receiving the proceeds of the loan and its disbursement as to avoid delays in receiving the money and to prevent conflicts with unpaid commissions to intermediaries. At the end of the loan, the owner/beneficiary of the instrument gets the instrument back, free of any liens and with no encumbrances of any kind.

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Several conditions and restrictions might apply, depending on each individual case. We reserve the right to change this information at any time. We reserve the right to refuse any request for additional information or to make any business deal or loan with any person or entity for any reason with no further explanation. This is not an offer to deal with securities, and therefore it is not regulated by any laws regarding said securities. We are not a banking institution. We are not a Securities Trader or Brokerage house. This post with information must not be constructed as a solicitation for investment funds or a securities offer. The authors of this post might, or might not be, the lenders, or the administrator of the Facility Provider. This information, the post and any offers it might contain, are void and not applicable where they might be illegal, impossible, forbidden or restricted by law; and if your jurisdiction has especial requirements for this type of operations, you might have to comply with all your local laws as well. You will be responsible for all taxes this type of business might cause you.

While the process of obtaining this type of Non-Recourse Loans is very complicated and lengthy, we can provide you with the necessary help and information to do that, which is an added value; this way you can focus in what really matters, invest your money in the best possible way to fulfill your Project’s Objectives.  If you have any more questions, or require additional information, do not hesitate to contact us, we will be more than happy to provide you with any and all information you might require.

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Ming Fong Finance Company Ltd issues Real Bank Guarantees, real and genuine SBLC’s and completes Real Funding without long stories!

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BROKERS: Brokers are the life blood of our business and as a result we respect them, value them and appreciate them. So new brokers are welcomed, appreciated and compensated with good commission. Here are a few of the many benefits of being a MING FONG FINANCE COMPANY LIMITED broker:

Ming Fong Finance Company Bank Guarantee, BG, Standby Letter of Credit, SBLC, DLC, Lease BG, Direct SBLC Providers

Professional Broker Support
Healthy Commissions Paid on every Deal
Be Direct to the client, NOT in a Broker Chains!
Earn between 1% to 2% Commission on Every Deal
Brokers are 100% Protected Against Possible Circumvention.
Wide Range of Financial Instruments, Bank Guarantee Programs and Client Funding and Monetization Services
If you are interested to become our broker or company representative, kindly send us your resume via email for more information.

Email: fong@mingfongfinance.biz  |  mingfongfinance@protonmail.com
Telephone: +852 81 75 35 71
Skype:  mingfongfinance

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MING FONG FINANCE COMPANY LIMITED are direct loan lenders, Genuine loan company, sme loan firm, loan lenders no credit check, genuine international money lenders, direct loan lenders for bad credit, unsecured loan lenders, personal loans, international project funding, Fund My project, small business loan, business loan, loan lenders for people with bad credit.

Top 14 Reasons why MING FONG FINANCE COMPANY Ltd Is The BEST!

1. We Are a GENUINE Finance COMPANY That Is LEGALLY REGISTERED in Hong Kong since 1973-04-03, THAT IS 43 YEARS AND COUNTING.
2. BG/SBLC issued from Top 50 World Banks such as HSBC, Citi, Barclays, Credit Suisse, Deutsche Bank or any prime bank of choice.
3. We issue BG/SBLC in both USD or Euro Currencies, if you pay in USD we Issue in USD & if you Pay in Euro, we issue in Euro.
4. Your Privacy is our Priority, we DO NOT share your data or Business Transactions with third parties.
5. We are not BROKERS, We Are Direct Providers of Loans, Bank Instruments and Project Financiers.
6.
No Legal Complaints, Lawsuits or Criminal Convictions against us in any Country till date.
7. Since 1973 till date No Customer has ever had a failed transaction with us.
8.
Bank Instruments Delivered via MT760 Swift with Full Bank Responsibility
9. Brokers Always Welcomed & Protected against possible circumvention.
10. Bank Guarantees & SBLC’s in Standard Formats from Major Banks!
11.
MT799 preadvice included in all BG/SBLC transactions.
12. Solutions for every customer & every industry.
13. We are straight to the point

14. No Stupid Bank Rules

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Therefore, if you are looking for Lease/Rent Bank Guarantees, SBLC, DLC, L/C or loans and project funding then you have come to the right place. Kindly contact us today for all your financial needs.

 


NOTICE TO BROKERS/AGENTS/COMPANY REPS: Brokers are the life blood of our business and as a result we respect them, value them and appreciate them. So new brokers are welcomed, appreciated and compensated with good commission. Here are a few of the many benefits of being a MING FONG FINANCE COMPANY LIMITED broker:

 

Ming Fong Finance Company Bank Guarantee, BG, Standby Letter of Credit, SBLC, DLC, Lease BG, Direct SBLC Providers

 

  • Professional Broker Support
  • Healthy Commissions Paid on every Deal
  • Be Direct to the client, NOT in a Broker Chains!
  • Earn between 1% to 2% Commission on Every Deal
  • Brokers are 100% Protected Against Possible Circumvention.
  • Wide Range of Financial Instruments, Bank Guarantee Programs and Client Funding and Monetization Services
  • If you are interested to become our broker or company representative, kindly send us your resume via email for more information.

Email: fong@mingfongfinance.biz  |  mingfongfinance@protonmail.com
Telephone: +852 81 75 35 71
Skype:  mingfongfinance

direct loan lender

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We are
direct loan lenders, we are also leading providers of Personal Loan, Business Loans, SME Loan, Investment Loan, secured loan, unsecured loans and International Project Financing. We provide loan funding for any viable project worldwide and our loan terms are very flexible.

Top Reasons why MING FONG FINANCE COMPANY is Unique & Different from other companies.

1. We Are a Genuine Finance Company That Is Legally Registered in Hong Kong since April, 1973, That is 44 Years of successful service and counting.
2. We are not BROKERS, We Are Direct Providers of Personal Loans, Business Loan, SME Loan, Project Financiers & Providers of BG, DLC, SBLC.
3. BG/SBLC issued from Top 50 World Banks such as HSBC, Citi, Barclays, Credit Suisse, Deutsche Bank or any prime bank of choice.
4. We issue BG/SBLC in both USD or Euro Currencies, if you pay in USD we Issue in USD & if you Pay in Euro, we issue in Euro.
5. Solutions for every customer & every industry. No matter your nationality or circumstances, talk to us, we will listen to you.
6. We love and respect everyone. We do not discriminate anyone based on Race, Tribe, Nationality or Religion.
7. Your Privacy is our Priority, we DO NOT share your data or Business Transactions with third parties.
8. No Legal Complaints, Lawsuits or Criminal Convictions against us in any Country till date.
9. New Brokers Are welcomed and earn between 1% to 2% Commission on Every Deal
10. Since 1973 till date No Customer has ever had a failed transaction with us.

Therefore, if you are looking for Lease/Rent Bank Guarantees, SBLC, DLC, L/C or loans and project funding then you have come to the right place. Kindly contact us today for all your financial needs.



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NOTICE TO BROKERS/AGENTS/COMPANY REPS: Brokers are the life blood of our business and as a result we respect them, value them and appreciate them. So new brokers are welcomed, appreciated and compensated with good commission. Here are a few of the many benefits of being a MING FONG FINANCE COMPANY LIMITED broker:

Ming Fong Finance Company Bank Guarantee, BG, Standby Letter of Credit, SBLC, DLC, Lease BG, Direct SBLC Providers
  • Professional Broker Support
  • Healthy Commissions Paid on every Deal
  • Be Direct to the client, NOT in a Broker Chains!
  • Earn between 1% to 2% Commission on Every Deal
  • Brokers are 100% Protected Against Possible Circumvention.
  • Wide Range of Financial Instruments, Bank Guarantee Programs and Client Funding and Monetization Services
  • If you are interested to become our broker or company representative, kindly send us your resume via email for more information.

Email: fong@mingfongfinance.biz  |  mingfongfinance@protonmail.com
Telephone: +852 81 75 35 71
Skype:  mingfongfinance

unsecured loan lender

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We are unsecured loan lenders. We are also leading providers of Personal Loan, Business Loans, SME Loan, Investment Loan, secured loan, unsecured loans and International Project Financing. We provide loan funding for any viable project worldwide and our loan terms are very flexible.

IMPORTANT ADVISE: If your aim or target is to get funding to finance a project or business, I will advise that you apply for loan directly instead of going for BG/SBLC issuance/monetization because loan transactions are very straightforward with quick and successful turnaround while BG/SBLC monetization is very long cum complicated. A loan funding arrangement can be successfully completed within 7 days but BG/SBLC issuance and monetization takes lots of time and lots of money because there are many parties involved in the transaction. But if it is import/export transaction then a BG, SBLC or Letters of credit will be your best bet.



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Top 14 Reasons why MING FONG FINANCE COMPANY is Unique & Different from other companies.

1. We Are a GENUINE Finance COMPANY That Is LEGALLY REGISTERED in Hong Kong since 1973-04-03, THAT IS 43 YEARS AND COUNTING.
2. BG/SBLC issued from Top 50 World Banks such as HSBC, Citi, Barclays, Credit Suisse, Deutsche Bank or any prime bank of choice.
3. We issue BG/SBLC in both USD or Euro Currencies, if you pay in USD we Issue in USD & if you Pay in Euro, we issue in Euro.
4. Your Privacy is our Priority, we DO NOT share your data or Business Transactions with third parties.
5. We are not BROKERS, We Are Direct Providers of Loans, Bank Instruments and Project Financiers.
6.
No Legal Complaints, Lawsuits or Criminal Convictions against us in any Country till date.
7. Since 1973 till date No Customer has ever had a failed transaction with us.
8.
Bank Instruments Delivered via MT760 Swift with Full Bank Responsibility
9. Brokers Always Welcomed & Protected against possible circumvention.
10. Bank Guarantees & SBLC’s in Standard Formats from Major Banks!
11.
MT799 preadvice included in all BG/SBLC transactions.
12. Solutions for every customer & every industry.
13. We are straight to the point

14. No Stupid Bank Rules
Therefore, if you are looking for Lease/Rent Bank Guarantees, SBLC, DLC, L/C or loans and project funding then you have come to the right place. Kindly contact us today for all your financial needs.

NOTICE TO INTENDING CUSTOMERS: These posts are for educational purposes and I make them mostly to educate our highly esteemed customers. If you have interest in these posts or interested in doing business with us please send us an email introducing yourself and indicating in which area you think we can work together. We look forward to receiving your email soon.

NOTICE TO BROKERS/AGENTS/COMPANY REPS: Brokers are the life blood of our business and as a result we respect them, value them and appreciate them. So new brokers are welcomed, appreciated and compensated with good commission. Here are a few of the many benefits of being a MING FONG FINANCE COMPANY LIMITED broker:

Ming Fong Finance Company Bank Guarantee, BG, Standby Letter of Credit, SBLC, DLC, Lease BG, Direct SBLC Providers
  • Professional Broker Support
  • Healthy Commissions Paid on every Deal
  • Be Direct to the client, NOT in a Broker Chains!
  • Earn between 1% to 2% Commission on Every Deal
  • Brokers are 100% Protected Against Possible Circumvention.
  • Wide Range of Financial Instruments, Bank Guarantee Programs and Client Funding and Monetization Services
  • If you are interested to become our broker or company representative, kindly send us your resume via email for more information.

Email: fong@mingfongfinance.biz  |  mingfongfinance@protonmail.com
Telephone: +852 81 75 35 71
Skype:  mingfongfinance